How to correct inaccuracies

If after viewing your report you find mistakes in your credit report there is a process that you can follow in order to correct these mistakes. If you find inaccurate information you can contact the creditor or lender associated with the mistake. These companies can usually correct the mistake. If the problem cannot be solved then you can take your issue directly to the credit reporting agencies

Keeping a healthy credit report

You should check your credit report every 3-6 months. This will help guard against any damaging inaccuracies. It is very important to keep your credit history clean. This will help improves your credit scores and help you get he best rates on major purchases. There are several things that you can do to keep your credit report healthy. You can make it a routine to check your credit report, make payments on time, keep you credit card balances below 35% of their limits and you should always make every effort to correct any negative inaccuracies