LIMITATIONS ON USE

a. Only one individual may access our site at the same time using the same user name or password, unless we agree otherwise.

b. The content available through the our website is our property or the property of our licensors and is protected by copyright and other intellectual property laws.

c.You agree not to sell, publish, distribute, retransmit or otherwise provide access to the content received through our website to anyone, including your fellow employees, with the following exception:

(i) You may use our “Send to a Friend” service to e-mail selected articles from our site, without charge. You are not permitted to use this service for the purpose of regularly providing other users with access to content from our website, nor may you reproduce, duplicate, copy, sell, resell or exploit any material for any commercial purpose.
(ii) You agree not to create abstracts from, scrape or display headlines from our content for use on another web site or service. You agree not to post any content from the Rich Dad website to newsgroups, mail lists or electronic bulletin boards, without our written consent. To request consent for this and other matters, please contact

d. You agree not to use our website for any unlawful purpose. We reserve the right to terminate or restrict your access to our website if, in our opinion, your use of our website may violate any laws, infringe upon another person’s rights or violate the terms of this Agreement. Also, we may refuse to grant you a user name that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar, unsuitable or otherwise offensive in our sole discretion.

CODE OF CONDUCT

You agree to abide by the following rules when visiting or using our site:

1. No promotion of products, services, business opportunities, and the like in threads intended for discussion. This is known as spam, and will be dealt with swiftly and definitively.

You may place a reasonable number of links to your website(s) in your signature block, as long as they do not include a bunch of text substituting for spam.

2. No profanity within the walls of the Community.

3. Admit and correct mistakes quickly.

4. Be willing to give and take constructive feedback.

5. Communicate supportively. Do not start or perpetuate debates. State your position and then move on. Don’t be one of these folks that has to have the last word in every thread.

6. Be honest.

7. Take responsibility without laying blame or justification.

8. Do not use the board to attack or express opinion on the ethics, morality or intelligence of others, even if you believe you have strong basis for reaching your conclusions. Such posts will be deleted summarily.

9. Confidentiality must be respected.

10. Commit to on-going education, personal growth and financial independence.

11. Gossip destroys relationships. Be direct, forthright and resolve conflict with the source, preferably off the forum.

12. Seek assistance and help from the community, when needed. Offer assistance and help when appropriate.

13. Read rule 1 again!

14. Read rule 1 one more time!

These rules will be modified and updated from time to time as needed to protect the integrity of the community.

TRADEMARK OR OTHER INTELLECTUAL PROPERTY

Without our written prior permission, you agree not to display or use in any manner, the our marks or any other intellectual property.

DISCUSSION FORUMS, THIRD PARTY WEB SITES, SERVICES AND SOFTWARE

We may link to, or promote web sites or services from other companies on our website or offer you the ability to download software from other companies. You agree that we are not responsible for, and do not control, those web sites, services and software. You agree that we are not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

MODIFICATION

We may discontinue or change our website, or its availability to you, at any time within our sole discretion. We may also modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion, by either posting a change notice or a new agreement on the website or by giving you notice by e-mail or postal service. Modifications may include, for example, changes in the scope of available service. IF ANY MODIFICATION IS UNACCEPTABLE TO YOU, YOUR ONLY RECOURSE IS TO TERMINATE THIS AGREEMENT. Your continued participation in the online community following our posting of a change notice or new agreement on our site or by giving you other notice will constitute binding acceptance of the change.

DISCLAIMERS OF WARRANTIES

WE EXPRESSLY DISCLAIM ALL WARRANTIES RELATED TO ANY USE OF OUR WEBSITE, THE ONLINE COMMUNITY OR THE CONTENT AND FURTHER THAT THE THE WEBSITE OR COMMUNITY WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THEY WILL OPERATE ERROR FREE. IN ADDITION, YOU AGREE THAT WE PROVIDES ACCESS TO THE WEBSITE, ONLINE COMMUNITY AND THE SERVICES “AS IS” AND ON AN “AS AVAILABLE” BASIS AND MAKES NO WARRANTY WITH REGARD TO THE SERVICES OR THE SUITABILITY OF THE SERVICES FOR YOUR NEEDS. WE SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

THE SERVICES AND CONTENT OF THE WEBSITE AND ONLINE COMMUNITY DO NOT PROVIDE INVESTMENT, FINANCIAL OR TAX ADVICE, AND SHOULD NOT BE USED TO MAKE ANY INVESTMENT DECISIONS. WE DO NOT ADVOCATE THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT, NOR DO WE ENDORSE OR SPONSOR THE PRODUCTS, GOODS OR SERVICES OF ANY USER OF THE ONLINE COMMUNITY. YOU SHOULD ALWAYS SEEK THE ASSISTANCE OF A PROFESSIONAL FOR TAX, FINANCIAL AND INVESTMENT ADVICE.

WE MAKE NO EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. SOME JURISDICTIONS DO NOT ALLOW EXCLUSIONS OF AN IMPLIED WARRANTY, SO THIS DISCLAIMER MAY NOT APPLY TO YOU AND YOU MAY HAVE OTHER LEGAL RIGHTS THAT VARY BY JURISDICTION. NONE OF OUR AGENTS OR EMPLOYEES ARE AUTHORIZED TO MAKE ANY MODIFICATIONS, EXTENSIONS, OR ADDITIONS TO THIS WARRANTY.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, TORT, CONTRACT, OR OTHERWISE, SHALL WE, OUR SUBSIDIARIES, AFFILIATED ENTITIES, OFFICERS, EMPLOYEES, AGENTS, LICENSEES OR LICENSORS, OR ITS SUPPLIERS OR RESELLERS (EITHER JOINTLY OR SEVERALY) BE LIABLE TO YOU OR ANY OTHER PERSON, INCLUDING WITHOUT LIMITATION, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL DAMAGES OR OTHER LOSS OF ANY CHARACTER, RELATING TO THE WEBSITE, ONLINE COMMUNITY OR CONTENT, THIS AGREEMENT OR ACTIVITIES RELATING THERETO EVEN IF CTI SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMIT OF THE AGGREGATE OF OUR LIABILITY FOR DIRECT DAMAGES SHALL NOT EXCEED THE SUBSCRIPTOIN FEES YOU PAID FOR OUR SERVICES OR SITE ACCESS. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN CTI’S LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.